Temporary
What You Need to Prove Temporary Total Disability in Workers’ Comp
When you’re seeking Temporary Total Disability benefits, the workers’ compensation insurance company may require information such as this:
- Records of your medical treatment
- A history of your earnings
- A special medical examination
- An assessment of your ability to work, called a “functional capacity evaluation”
Insurance companies try several tactics to reject claims like yours, including asking you to give a statement before you’re ready, sending you to a doctor who’s not your choice, and sending a nurse to observe your doctor appointment.
A workers’ compensation attorney can handle the insurance company so you can focus on healing.
You can start with Workers’ Compensation, LLC, by getting a free initial consultation on your case.
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What Happens after Your Temporary Total Disability Ends
When your doctor determines that you cannot improve any more with medical treatment, you could go in one of these directions:
- The doctor says you can return to work.
If your pay is lower because your work is limited by your injury, Supplemental Earnings Benefits (SEB) help cover the gap in your income compared to what you made before. Or you can keep getting the same amount if you’re unable to find a suitable job at all. SEB payments can last up to 10 years (minus any time you were off work and receiving workers’ comp disability benefits). - The doctor says you won’t be able to work again.
If your injury leaves you unable to work permanently, you could receive Permanent Total Disability (PTD) benefits. These payments can continue longer than 10 years. - You can work, but you will have a lifelong impairment, such as loss of use of a limb.
In this case, you can get financial support in the form of Permanent Partial Disability (PPD) payments. - You could seek a settlement to finish your workers’ comp claim.
Rather than continuing to deal with the workers’ comp system, you could negotiate with the insurance company for a lump sum settlement for the value of your claim. (Make sure you really get what your claim is worth!)
Workers’ compensation benefits help you hold on to the lifestyle you earned before your injury on the job changed the course of your life.
Let us help you get benefits and move on to the next chapter.
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