Permanent Total Disability Benefits
Injured at work? Get the workers' comp benefits you deserve. Louisiana lawyers who fight for injured workers, not insurance companies.
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Shouldn’t You Get Compensated If a Work Injury Leaves You Unable to Work?
You’re entitled to workers’ compensation payments if you suffered an injury on the job that leaves you unable to work again.
Getting that disability income can be life changing.
But it also can be difficult.
To receive Permanent Total Disability (PTD) benefits, you’ll need to show:
- The severity of your injury and resulting health limitations
- Your work history
- Your education background
- Whether you have skills that can transfer to other jobs
You must prove you can’t return to any kind of employment.
Workers’ compensation insurance companies could fight you on this.
But you shouldn’t give up. A workers’ compensation lawyer fights back.
At Workers’ Compensation, LLC, our lawyers have over 130 years of combined experience helping more than 10,000 people.
In Metairie, New Orleans, Hammond, the Northshore, Baton Rouge, Houma, Lafayette, Alexandria, Shreveport, Monroe—anywhere in Louisiana—let us help you.
Workers’ Comp Is What We Do.
How Do Workers’ Compensation Lost Wages Work?
Permanent Total Disability benefits are a form of payment for wages you’ve lost when you can’t work because of a workplace injury.
They pay two-thirds of your average wages from before your injury, up to a limit set by the state. Your checks come weekly.
In Louisiana, lost wages benefits are also called indemnity benefits. These are other types of indemnity benefits:
- Temporary Total Disability (TTD): When you can’t work for a limited period of time, you’ll receive payments until you can return to work.
- Permanent Partial Disability (PPD): You may be able to work, but you’ll receive payment to compensate for the loss of use of a particular part of your body or serious disfigurement.
- Supplemental Earnings Benefits (SEB): These payments help make up for a drop in income when you can return to work, but your injury leaves you earning less than before.
Supplemental Earnings Benefits (SEB) can last up to 10 years in Louisiana. The length of Permanent Partial Disability (PPD) benefits depends on which body part you injured and the severity level of the injury.
Permanent Total Disability (PTD) can last longer than 10 years.
You may be able to settle your workers’ claim and receive a lump sum, rather than continuing to collect weekly checks.
The factors that go into deciding on a settlement are complicated. But an experienced workers’ compensation lawyer can help you navigate the process and determine what’s right for you.
You can start with Workers’ Compensation, LLC, by getting a free initial consultation on your case.
Other Types of Workers’ Comp Benefits
Lost wages pay is just one of several types of assistance you can receive after a workplace injury.
Your employer’s workers’ comp insurance company should be covering all of this too:
- Costs for all medical treatment you need because of your injury
- Reimbursement for costs related to your medical care, such as travel
- Services to help you return to the workforce (as long as they don’t try to send you back when you can’t do it)
- Death benefits if you lost a loved one to a workplace accident
Workers’ compensation benefits help you hold on to the lifestyle you earned before your injury on the job changed the course of your life.
Let us help you get benefits and move on to the next chapter.